How to Make Your Gift Go Further

Maximising the value of your gift is clearly to everyone's advantage.  As a supporter, you can do far more for the University than you had expected and, as the fortunate recipient, we can undertake far more with your gift.

There are two main ways in which we can increase the impact of your support:  Gift Aid and Challenge Gifts.  There are also two additional methods of supporting Aber with substantial tax benefits to you as a donor:  Donating Stocks, Shares and Securities and Donating Land (click on the method for further details).  Finally, we have included sections on Payroll Giving and Corporate Matched Giving along with a list of some companies that operate such a scheme.

Gift Aid (UK taxpayers only)

Giftaid logoUnder the Gift Aid system, the University can reclaim the basic rate of tax (currently 20%) which UK taxpayers have already paid on the money they donate.  This equates to a net gain of 25% on the value of the gift.  In addition, higher rate taxpayers may reclaim the difference between the basic rate and the higher rate (40%) of tax they have paid on their gift.  This equates to another 25%.

This can be shown in the following table:

Gift Aid
You DonateAber Reclaims
Basic Tax of
Total Value of
Gift to Aber
You Reclaim Tax
(if higher-rate payer)
Net Cost
to You
£50 £12.50 £62.50 £12.50 £37.50
£100 £25 £125 £25 £75
£250 £62.50 £312.50 £62.50 £187.50
£750 £187.50 £937.50 £187.50 £562.50
£2,000 £500 £2,500 £500 £1,500

 

Challenge Gifts

From time to time, major supporters of the University put us on our mettle by offering substantial donations provided we can match them with other gifts from our constituency.  They thus incentivise both Aber and our supporters to do more, work harder and give more generously.  As and when such challenges are handed to us, we will publicise them here.

Payroll giving

Your company may offer payroll giving.  Payroll giving means that your donation is deducted from your salary before tax, so each £1.00 you give will only cost you 75p, or 60p if you are a higher rate taxpayer.  Your Payroll or HR department will be able to provide you with details if they run this scheme.

Corporate Matched Giving

Many companies will help charitable donations through a matched giving scheme.  Some will match pound for pound, and others will even double match donations made to universities by its employees.  If you are making a gift to Aber, please check with your Payroll or HR department whether your company operates such a scheme.

Below is a list of companies who we understand will match the charitable gifts of their employees. This list is by no means definitive, please do let us know if you find any omissions or errors.

 

3i
Alfred Dunhill
Alliance & Leicester
Alliance Capital
American Express
Anglian Water
Argos
ARM Holdings
Asda
AT Kearney
BAA
Bank of America
Bank of England
Bank of Scotland
Bank of Tokyo-Mitsubishi
Bankers Trust
Barclays Capital
Barclays Group
BG Group
Boeing Commercial Airplanes
Boston Consulting Group
BP
Bristol-Myers Squibb
British American Tobacco (BAT)
BT
Cable & Wireless
Camelot
Capgemini
Capital International Research
Centrica
Chase Manhattan Foundation
Citigroup
Credit Suisse
De La Rue
Deloitte
Deutsche Bank
DHL
Diageo
Dixons
Eli Lily
EMI
Energis
Ericsson Telecom
Ernst & Young
Exxon Mobil
Fidelity Investments
First Group
GlaxoSmithKline Plc
Goldman Sachs

HSBC
IBM
IDEO
Industrial Bank of Japan
Invensys
J P Morgan
Johnson & Johnson
Kingfisher plc
KPMG
Littlewoods
Lloyds TSB
Marks & Spencer
Marsh & McLennan Companies inc
McKinsey & Co
Mercury Asset Management
Microsoft
Mitsubishi Chemical Corporation
Mitsubishi Research Institute
Morgan Stanley
National Power
NCR Corporation
Pearson
Philip Morris International
Philips
PPG Industries Foundation
PricewaterhouseCoopers
Procter & Gamble
Reuters
Rolls Royce
Royal Bank of Scotland Group
Royal SunAlliance
Schroders plc
Shell
Siemens Medical
Sigma Securities
Stagecoach Group
Standard & Poor's
Sun Life of Canada
Tesco
Thames Water
UBS
United Airlines
Vodafone
Warner Music Group
Yorkshire Water