Students from the UK (England, Scotland & Northern Ireland)

There are different loans and grants available for students from around the UK wishing to study in Wales. These loans and grants can cover tuition fees and living costs. Below will explain more about the loans and grants which are available to you based on where you’re from.

2017/18

 

ENGLISH DOMICILED STUDENTS

Tuition Fee Loan - Up to £9,000 a year

English Domiciled Students wishing to study in Wales can apply for a Tuition Fee Loan which will cover your tuition fee costs. This loan has to be repaid after you finish your studies, but only when you earn a salary of more than £21,000 per year. The loan is paid directly to the university. Interest will be applied to your tuition loan from the first day the money is paid to the university until it has been repaid in full or written off.

Maintenance Loan

The Maintenance Loan is to help with your living costs (for things like rent, books and food). The maximum amount available is £8,430. You’ll need to pay the loan back after you have finished your course, and you will be charged interest on any amount you borrow. The amount you can get depends on where you’ll be living during term-time. It is also affected by your income and that of your parents or partner. The Maintenance Loan is paid directly into your bank account at the start of term.

You don't have to repay any of these loans until you have completed your studies and you are earning at least £21,000 a year. The level of your repayments is based on earnings, not the amount borrowed.

For further information, visit the Student Finance England website.

 

SCOTTISH DOMICILED STUDENTS

Tuition Fee Loan – Up to £9,000 a year

You can apply to Student Awards Agency Scotland for a student loan to pay part or all of your tuition fees. Eligible Scottish domiciled students are entitled to a non- income-assessed loan of up to £9,000 a year towards the cost of your tuition fees.

Student Loans and Bursaries

Student loans help with living costs and are available based on your household income. The maximum amount available for a young student is £5,750 a year and £6,750 for an independent if your household income is less than £18,999 a year. There is also a non-means tested student loan of up to £4,750 per year available to all students regardless of your circumstances.

Bursary support up to £1,875 is also available for young students’ from low income families. If you are eligible for the Independent Students' Bursary, you can get up to £875 a year; again this is dependent upon household income.

More information is available on the Student Awards Agency Scotland website.

 

NORTHERN IRISH DOMICILED STUDENTS

Tuition Fee loan – Up to £9,000 a year

You can get a Tuition Fee Loan to cover all or part of your tuition fees which is paid directly to the university which is repayable. How much you can receive will depend on where in the United Kingdom you decided to study. If you decide to study here in Wales, you can get a Tuition Fee Loan to cover the full amount of tuition fees, up to a maximum of £9,000. You will be charged interest on any amount you borrow.

Maintenance Loan

The Maintenance Loan is to help with your living costs (for things like rent, books and food). You’ll need to pay the loan back after you have finished your course, and you will be charged interest on any amount you borrow. The amount you can get depends on where you’ll be living during term-time. It is also affected by your income and that of your parents or partner.

You don't have to repay any of these loans until you have completed your studies and you are earning at least £17,495. The level of your repayments is based on earnings, not the amount borrowed.

Maintenance Grant and Special Support Grant

These grants are to help with your living costs, and if you’re eligible you do not need to pay them back. You can get either the Maintenance Grant or the Special Support Grant, not both. The amount you can receive depends on your income and that of your parents or partner.

  • Maintenance Grant is based on your household income. If it’s £41,065 or less, you’ll be eligible to receive all or some of the support

  • Special Support Grant is based on your eligibility for income support or other means-tested benefits such as Housing Benefit

Visit the Student Finance Northern Ireland website for more information on what you may be eligible to receive.