US Federal Loans

US Federal Loans

US Federal Loans have become an essential element for most students, whether they are from the UK, the US or any country for that matter.

There are differences in the way that loan programs work in each country and most will be geared to students studying in their home countries. Please read the relevant sections below that should identify the differences in securing both Federal and private loans to study in the UK.

Please note that all loans must be repaid. It is the responsibility of the borrower to repay the loan.

Under the Direct Loan programme, the lender will be the US Federal Government rather than any commercial lender or bank.

  • Direct Loans (DL)
  • Your FAFSA
  • The US Government as a Lender
  • Applying for your loan and the Master Promissory Note (MPN)
  • Entrance Counseling & Exit Counseling
  • Federal Direct Loan Program
  • Federal Grad Plus Loan Program (postgraduates only)
  • Federal Parent PLUS Loan Program (parents of undergraduates only)
  • Private Loans
  • Loan Disbursement
  • 2018-2019 dates
  • 2017-2018 dates
  • Bank Account
  • Loan Limits
  • Your Loan and Your Student Visa
  • Satisfactory Academic Progress (SAP)
  • Payment of University Tuition Fees and Accommodation Fees
  • The University's Refund Policy
  • Procedure for the Return of Title IV Funds

Consumer Information

Student Life in the UK

Prospective students are encouraged to read about


Cost of Living, tuition fees & scholarships

Information on the cost of living in Aberystwyth as well as our tuition fees and available scholarship may be found here:



Students who choose to reside in University accommodation take note of the information noted on


Equality and Diversity

The University treats matters related to Equality and Diversity very seriously. Students should refer to relevant pages for further information:



Support and Facilities for Students

The University’s Student Support Services provide assistance and advice for our students


Drug and Alcohol Abuse Prevention Program

Information on Alcohol ans Substance Abuse is provided at together with a link to the University’s Drug and Alcohol Policy.

The US Department of Education provides information on the penalties associated with drug related offences under the US Higher Education Act. Should you lose eligibility for your US student loan as a result of these penalties, we will provide you with a written notice which notifies you of your loss of eligibility and advises you of the ways in which to regain eligibility.

If you require further support please see our Safe and Friendly pages.


Privacy of Students Records

Your rights under the General Data Protection Regulations 2018 are outlined on the University’s website:

Should you have a complaint about the processing of your US loan, you have the right to file complaints with the US Department of Education, although it would be preferable that you contact us first so that we can try to resolve the problem for you.


FERPA (Family Education Rights and Privacy Act)

The University’s policy on Freedom of Information is available on-line Similarly, our copyright Policy is also available be accessed via

Students should also note that in terms of academic practice, they are subject to the Rules & Regulations of the University


Vaccinations Policy

For all information relating to health and vaccinations, see our Student Wellbeing pages: